01
Unpaid Dividends (< 7 Years)
Dividends that have remained unpaid for less than 7 years are retained in the company's Unpaid Dividend Account and can be claimed directly through the corporate RTA.
Find and Recover Unclaimed Dividends
Find and recover unclaimed dividends and unpaid dividend amounts. Learn how to identify outstanding dividends and understand the process for claiming eligible amounts.
Dividend Recovery Guide
Recovering Unpaid & Outstanding Dividends
Companies declare annual and interim dividends that remain unpaid when bank account details change, dividend warrants expire uncashed, or physical checks fail to deliver.
02
IEPF Transferred Dividends (> 7 Years)
Under Section 124(5) of the Companies Act, dividends unclaimed for 7 consecutive years are statutorily transferred to the Investor Education and Protection Fund (IEPF).
03
Accumulated Dividend Amounts
Over decades, accumulated unpaid corporate dividends along with bonus shares and stock splits can represent substantial financial value for investors.
Claim Process
How to Claim Eligible Unpaid Dividends
A systematic guide to locating and receiving your accumulated dividend funds.
CLAIM 1
Bank Account Update
Update your active bank details, IFSC, and Mandate with the issuer company or your Depository Participant (DP).
CLAIM 2
RTA Verification
Submit dividend entitlement verification requests along with folio details, cancelled check, and PAN card verification.
CLAIM 3
Direct Bank Credit
Approved dividend claims are credited via National Automated Clearing House (NACH) or direct NEFT transfer to your verified bank account.
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